DESCRIPTION:
Implements the functionality of executing payment transactions where the consent of the payer to execute a payment transaction is given by means of any telecommunication, digital or IT device.
Source: Directive 2007/64/EC
http://eur-lex.europa.eu/LexUriServ/LexUriServ.do?uri=CELEX:32007L0064:EN:NOT
INTEROPERABILITY SALIENCY:
IoP Dimension: Structural IoP
The e-Payment Component ABB is salient for technical interoperability because it provides the implementation of functionalities of executing payment transactions.
EXAMPLES:
The following implementation is an example on how this specific Architecture Building Block (ABB) can be instantiated as a Solution Building Block (SBB):
OpenACH
Introducing OpenACH, the world's first free, open-source, secure web-based ACH origination and payment processing platform.
ACH stands for "Automated Clearing House" and is a term that can be used very loosely in the banking and business industries. An originator is a business or organization initiating a transaction, either credit or debit.
OpenACH is several things:
- An open source (GPLv3) ACH payment platform, written in PHP using Postgresql
- An easy to use ACH payment gateway, using REST and JSON to put payments on the ACH network
- A BYOB (Bring Your Own Bank) ACH processing platform
- A third-party ACH originator, processing your payments on your behalf
https://openach.com/
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ID | ABB68 |
dct:type | eira:E-PaymentComponent |
dct:publisher | |
dct:modified | |
eira:status | [ Exists | Development planned ] |
eira:data_quality_level | [ Excellent (90-100%) | Very good (75-89,9%) | Fair (50-74,9%) | Poor (0-49,9%) ] |
eira:data_quality_score | |
eira:reusability_level | [ Excellent (90-100%) | Very good (75-89,9%) | Fair (50-74,9%) | Poor (0-49,9%) ] |
eira:reusability_score | |
eira:iop_level | [ Excellent (90-100%) | Very good (75-89,9%) | Fair (50-74,9%) | Poor (0-49,9%) ] |
eira:iop_score | |
eira:actual_reuse | [ Already reused | Reuse planned | No] |
eira:view | Technical view - Infrastructure |